Home Insurance

If you are buying a home in Orlando or Apopka, your lender has probably asked for proof of "hazard insurance." Many buyers assume that is a separate policy they need on top of homeowners insurance coverage. It usually is not. Hazard insurance is a lender's term for the part of a homeowners policy that protects the physical structure. Here is how the pieces fit together. What Is Hazard Insurance? Hazard insurance refers to coverage for damage to your home's structure from name

If you have lived in Central Florida for a while, you remember the storms by name. Charley tore through Orlando in 2004 and left blue tarps on roofs for months. Irma knocked out power across the region in 2017. Ian stalled over us in 2022 and flooded neighborhoods in Orange and Seminole Counties that had never flooded before. Milton in 2024 brought tornadoes and another round of downed oaks. Being inland helps, but it does not make you safe. Hurricane season runs from June 1