Auto Insurance

Spend a day in The Villages and you will see more golf carts than cars. People drive them to dinner at Lake Sumter Landing, to the pharmacy, to Spanish Springs for music on the square and through the cart tunnels under the busy roads. For a lot of residents, the cart is the main way to get around. So it is worth knowing how your cart is insured, or whether it is insured at all. Here is what Florida law says and where the gaps tend to be. Does Florida Require Golf Cart Insuran

If you drive I-4 through downtown Orlando, the 408 at rush hour or US 441 through Apopka, you have probably had a close call or two. Add tourists in rental cars on International Drive, new residents still learning the toll roads and summer afternoon downpours, and it is a good idea to know exactly what your auto policy does and does not do. Florida's rules are different from most states. Here is a plain-English explanation of what the law requires, what it does not, and what